Indian insurers quiz firms on AI usage to gauge tech risks

Cyber insurers in India are asking companies detailed questions about their use of artificial intelligence as a condition for coverage, signalling a shift in how the industry evaluates technology risk. Underwriters now seek details on the types of AI companies deploy, how data flows through those systems, who can access AI models and whether firms have processes to detect and fix unusual outputs. Insurers are also examining deployment safeguards and how quickly companies can respond if an AI system fails.